Amber Bell Lashley
(916) 270-9080

Real Estate Tips
11MAY

Locked In and Holding Out: How Low Mortgage Rates Are Freezing the Housing Market
The U.S. housing market is grappling with a persistent shortage of homes, and one major reason is the “lock-in effect.” Homeowners with ultra-low mortgage rates secured during the pandemic are reluctant to sell, even as market demand grows. This hesitance is tightening inventory, driving up prices, and reshaping the dynamics of both buying and selling real estate in 2025.
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04MAY

Buy a Home, Keep the Seller’s Rate
With interest rates nearing 7%, many homebuyers in the U.S. are exploring assumable mortgages as a strategic way to save money. By taking over a seller’s existing home loan with a lower interest rate, buyers can reduce their monthly mortgage payments significantly. This article explains how assumable mortgages work and why they’re gaining popularity in today’s housing market.
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I know everything about Real Estate. Contact Me!
Amber Bell Lashley
Capital Ventures Realty
Roseville, California
Email: capitalventuresre@gmail.com
Phone: (916) 270-9080
Real Estate is my passion! I have been helping clients sell and purchase homes for over 15 years, and I pride myself on being easy to work with, honest, and communicative throughout the process.

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